# calculate_seller_net_sheet

> Calculate estimated seller proceeds after all closing costs.

<!-- Source: https://docs.actuallycare.com/tools/financial/calculate_seller_net_sheet -->

Calculate estimated seller proceeds after all closing costs. Shows sellers what they will NET from their sale. Includes: listing commission, buyer agent commission, title insurance, escrow fees, county/city transfer taxes, loan payoff, HOA fees, repairs/credits, and other costs. CALIFORNIA-SPECIFIC: Uses CA default transfer tax rates (0.11% county). For accurate city transfer tax, provide county name. Returns itemized breakdown of all costs plus estimated net proceeds.

> [!NOTE]
> These are estimates — actual amounts may vary based on negotiation and specific circumstances.

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `sale_price` | number | Yes | The sale price of the property (required) · Min: 0 |
| `mortgage_balance` | number | No | Remaining mortgage balance to pay off (default: 0) · Min: 0 |
| `listing_commission_pct` | number | No | Listing agent commission percentage (e.g., 2.5 for 2.5%) · Max: 10 · Min: 0 |
| `buyer_agent_commission_pct` | number | No | Buyer agent commission percentage (e.g., 2.5 for 2.5%) · Max: 10 · Min: 0 |
| `title_insurance_pct` | number | No | Title insurance as percentage of sale price (default: 0.5) · Max: 2 · Min: 0 |
| `escrow_fee` | number | No | Escrow fee in dollars. If not provided, estimated as $2 per $1,000 of sale price · Min: 0 |
| `transfer_tax_pct` | number | No | County transfer tax percentage (default: 0.11 for CA, $1.10 per $1,000) · Max: 2 · Min: 0 |
| `city_transfer_tax_pct` | number | No | City transfer tax percentage if applicable. Some CA cities have additional taxes (e.g., Oakland, Berkeley) · Max: 3 · Min: 0 |
| `hoa_fees` | number | No | HOA transfer fees or outstanding dues owed (default: 0) · Min: 0 |
| `repairs_credits` | number | No | Repairs or credits to buyer negotiated in contract (default: 0) · Min: 0 |
| `other_costs` | number | No | Any other closing costs not listed above (default: 0) · Min: 0 |
| `county` | string | No | County name for accurate transfer tax lookup (optional, uses CA default if not provided) |

## Example prompts

- "Run a net sheet for the Garcias, 565000 sale, 310000 payoff, 2.5 and 2.5 commission."
- "What will the sellers at 88 Marlowe Ct net at 612500 in Kern County?"

## Safety

**Calculator.** Pure math. Reads nothing and writes nothing in your CRM.